Users can offer to lend their assets as collateral for ADA.
1. Go to the collection page > Loans > Lend you will see any Loans available currently.
2. Select the loan that makes the most sense for you. Amount requested, interest rate and duration are all visible on this page to make the decision easier!
NOTE: Each loan is for a particular asset, so it's a good idea to research the asset you will be receiving as it may make more sense to go for a different asset that is more rare or has a trait you're interested in, just in case the user defaults (you receive the asset). We have made this easier by adding the hover over feature. If you hover over the image of the asset, it will enlarge it as well as top traits and floor price for each trait.
3. When you click on "Lend 100 ADA", you get a tab that opens that goes over the loan details. Make sure to read over them carefully before signing.